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New Federal Standards Proposed for Minimum Nursing Home Staff

The Centers for Medicare & Medicaid Service (CMS) is aiming to give families more peace of mind by proposing new mandatory nursing home rules.

10/09/23 • by: Emily Hicks Law, PLLC

What’s the Most Common Debt for Retirees?

Talk to just about any financial adviser, and they will urge you to enter retirement without debt. However, while a goal of beginning your golden years in the black is laudable, the reality can be very different.

10/06/23 • by: Emily Hicks Law, PLLC

How to Help Create an Estate Plan

The misconception that estate plans are only for wealthy individuals often prevents people from putting a plan in place. However, having an estate plan is beneficial for anyone.

10/05/23 • by: Emily Hicks Law, PLLC

What Is a Digital Asset for Estate Planning?

At any given time, the average American maintains between 30 and 50 online accounts. These may be with banks, financial institutions, utility companies, email providers, social media outlets, commercial shopping or travel sites and accounts unique to technology, such as an account to purchase apps for a smartphone.

10/04/23 • by: Emily Hicks Law, PLLC

529 Plans are Becoming a No-Brainer!

Update to 529 Savings Plans: Investors are now able to convert any leftover funds into a Roth IRA tax-free after 15 years, up to a limit of $35,000.

10/03/23 • by: Emily Hicks Law, PLLC

What is Gray Divorce? What Does it Mean for You?

Why are baby boomers getting divorced now more than ever?

10/02/23 • by: Emily Hicks Law, PLLC

What Is Needed in Estate Plan Besides a Will?

One reason for having a will is to make sure your wishes are carried out. If you die “intestate” (without a will), your assets will be distributed by state law, not by your desires.

09/29/23 • by: Emily Hicks Law, PLLC

What are Big Mistakes When Writing Financial Power of Attorney?

Estate experts agree that a financial power of attorney is one of the most important documents to include in your estate planning. It allows you (the “principal”) to name a person you trust (your “agent”) to make decisions about your property and finances if you cannot.

09/28/23 • by: Emily Hicks Law, PLLC

What’s an Annuity?

A joint and survivor annuity provides lifetime income payments for an annuity owner and their survivor. You contribute a lump sum of money to the joint and survivor annuity and can usually start receiving income almost immediately.

09/27/23 • by: Emily Hicks Law, PLLC

What Should Not Be Kept in a Safe Deposit Box?

Locking away certain valuables and important documents in a bank vault could turn into a headache for you or your heirs.

09/26/23 • by: Emily Hicks Law, PLLC

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Emily Hicks Law, PLLC